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Home insurance

A home insurance covers your belongings. You and your family are also covered if you should be assaulted or end up in a lawsuit. Third-party liability and a travel insurance valid for 45 days is also included.

What's included in the home insurance

Property coverage

Here are some examples of events for which you can receive compensation through your insurance:

Theft and vandalism
Leakage
Fire or lightning
Damage caused by weather related events, such as storms, hail, flood
Damage to houshold appliances
Damage to food in freezer.

Liability

If you receive a claim for third-party injuries, we will:

Help you investigate whether you are liable for the injury
Help you negotiate with the counterpart
Represent you in the event of court action and pay your legal cost
Pay the damages should you be found liable

Legal assistance

If you become involved in a legal dispute, you can get reimbursement for an attorney and court expenses.

Assault coverage

If you or someone in your family is subjected to assault or other intentional violance, we will pay compensation through your insurance policy.

Crisis treatment

If you should be the victim of an assault or any other serious event covered by your insurance and need to consult a psychologist or psychotherapist the insurance cover the cost for up to 10 sessions.

Identity theft

Our home insurance always includes assistance if you are the victim of an identity theft. You receive 24/7 telephone assistance, with tips on how to protect yourself and help to limit the damage if it should happen.

Travel insurance

This policy covers you and your family if you should become ill or have an accident when travelling. You can receive compensation for medical expenses, transportation home and unused travel expenses. The policy also covers your personal belongings when you are travelling.