Child insurance

Why do you need child insurance? Most children are covered by accident insurance through their school or preschool, but it does not provide 24-hour coverage. The youngest children have no protection at all. At the same time, illness is the most common cause of serious injury. Therefore, as a parent, you need to make an active choice and apply for a good 24-hour insurance policy that covers both illness and accidents.

Our Child and youth insurance policy covers both illness and accidents and provides compensation for various events in life – big and small. For example, if a child is hospitalized for a few days or get injuries that last the rest of their lives.

Examples of how our insurance can help

  • SEK 500/day if a child is hospitalised
  • SEK 1,500 if a child breaks a leg or an arm
  • 10 percent of the insurance amount in the event of serious illnesses and accidents, for example cancer
  • Up to SEK 9,000/month if a parent receives compensation from Försäkringskassan (national insurance office) for care of a seriously ill child
  • Up to SEK 2,200,000 if a child is unable to work upon reaching adulthood
  • Up to SEK 6,600,000 in the event of permanent injury

You choose the insurance amount based on your needs and your wallet: SEK 600,000, SEK 1,300,000 or SEK 2,200,000. The insurance amount then determines how much compensation can be paid if the child suffers from a serious illness or has a serious accident.

You can apply for an insurance for children under the age of 18 and it can be maintained until they are 25 years old.

Apply early

Remember to apply for an insurance as soon as possible after the child is born, so you will have the greatest chance of getting the insurance coverage you want. If you would like to compare different insurance policies for children, you can read more at konsumenternas.se External link. (in Swedish).

Hard to choose? Let us help you!

Choosing an insurance can be hard, and it’s important that you understand what’s included and how the cover applies. So don’t hesitate to get in touch with us, and we’ll gladly help you and tell you more!